DANSEL CONSULTING SERVICES
10033 SAWGRASS DRIVE WEST SUITE 117
PONTE VEDRA BEACH, FL. 32082
904-403-4775 (MAIN) 904-866-222-4906 (secured fax)
NEW PHONE NUMBER! FOR ALL AFTER HOUR SERVICE, AND FOR YOUR CONVENIENCE, WE HAVE ADDED A NEW "MESSAGE CENTER" PHONE SYSTEM, TO ALLOW YOU TO REACH US ANYTIME, ANYWHERE: 904-342-3863!!
EXCITING NEWS REGARDING "OUR NEW JOB PLACEMENT "UMBRELLA" DIVISION: "STRATEGIC ACTION, LLC" (READ BELOW)!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WELCOME HOME!
"DANSEL" CONSULTING SON:DANIEL, DAUGHTER:SELINA
(**HABLAMOS ESPANOL, VEA NUESTRA PAGINA EN SU LENGUAJE
************ ***UPDATES***************
UPDATED: DECEMBER 26, 2009: WHILE WE PUT THE "HOLIDAYS" BEHIND US, AND WISH EVERYONE HAS HAD A PEACEFULL, AND RESOLUTE NEW YEAR, "LET US NOT FORGET", THAT OUR NATION IS STILL AT WAR, AND THAT OUR FINEST, AND BRAVEST MEN AND WOMEN HAVE SPENT THE HOLIDAYS, AWAY FROM THEIR LOVED ONES, SO "WE CAN HAVE THE PEACE AND LIBERTY" WE SO MUCH ENJOY IN THE LAND OF "FREE AND THE BRAVE"!
**WE WANT TO REMIND YOU THAT "TAX SEASON" IS FAST APPROCHING, AND ITS TIME TO START ORGANIZING ALL YOUR MATERIALS. WE WILL BE MAILING OUT THIS YEAR, A "PERSONAL TAX ORGANIZER" TO TRY TO MAKE THINGS EASIER FOR YOU, AND PREPARE YOU , SO YOU DONT MISS OUT ON ANY "DEDUCTION OR CREDIT". DONT FORGET, THAT AS ALWAYS, DANSEL CONSULTING SERVICES, HAS SOME OF THE LOWEST, IF NOT, THE LOWEST TAX PREPARATION PRICES ANYWHERE, WITH QUALITY YOU CAN COUNT ON! IF YOU ARE A RETURNING CLIENT, OUR "PLEDGE TO YOU" IS THAT WE WILL: (A) GIVE YOU A PRIORITY APPOINTMENT, OR TAX PREPARATION PRIORITY, (B) THAT WE WILL NOT RAISE OUR 2009 "SCHEDULE PRICES", OR "E-FILING" CHARGES, (although the irs has raised the 2009 fees) WE WILL "EAT IT"!!!, SO LOOK IN THE MAIL FOR YOUR ORGANIZER, & IF
**YOU ARE A NEW CUSTOMER, WE "ASSURE YOU" THAT YOU TOO, WILL SEE WHY WE ARE THE "BEACHE'S BEST KEPT SECRET" IN TAX PREPARATIONS, & WHY WE HAVE CUSTOMERS FROM ORLANDO, MIAMI, TEXAS, BALTIMORE, & EVEN CALIFORNIA!!!!! ALL CHARGED AT THE SAME LOW PRICE!!!!
*BEACHES IT SERVICES: "an Umbrella IT Service Division" of Dansel Consulting, located right here in our offices, and headed by Phil Viavattine, Head Technical IT Consultant, is another way and branch we have "headed". We also "sponsor" the "Donna Foundation", for Breast cancer, collecting all empty ink cartridges, and we are in fact a "certified collection point" as seen on TV, and all proceeds go towards helping Channel 4, Donna Hikkins, and her Breast cancer Foundation. You can also find the logo, on the "Pink shirts" our technicians wear! We are proud to always give back to our community,and hope you will continue to join us in this cause. Our IT team can handle any "complex to simple problem" and I assure you we can beat the price of "anyone" riding any fancy VW bug, or all the other "gimmicks" you end up paying for in your bill.......experience techs, with state of the art equipment, and "no frills"....just friendly, inexpesive, guaranteed service!
DIVISION 1: ADMINISTRATIVE & CONSULTING SERVICES: THE SAME BUSINESS STRUCTURE YOU HAVE KNOWN US SINCE OUR INCEPTION. THERE WILL BE SOME MINOR CHANGES, ESPECIALLY WITH SOME OF THE "TRAVELING" INVOLVED BY BERT. I WIL STILL BE AVAILABLE BY PHONE ANYWHERE, BUT THERE MAY BE TIMES, WHERE OTHER PERSONNEL MAY ANSWER YOUR CALL. WE ARE IN THE PROCESS OF EVALUATING OUR SERVICES, AS WE WILL NOT OFFER, ANYTHING LESS THAN THE "SERVICES" YOU HAVE COME TO EXPECT FROM US AT REASONABLE PRICES. WE WILL CONTINUE TO UPDATE YOU AS EVENTS TRANSPIRE.
DIVISION 2: IT SUPPORT & CYBER SECURITY & GOVERNMENTAL AFFAIRS: IF YOU ARE NOT AWARE, WE NOW HAVE AN IT TEAM, AND A FORGED PARTNERSHIP THAT WILL DEAL DIRECTLY WITH THIS ENTERPRISE. AS WE DEVELOP THIS DIVISION, IT WILL REQUIRE MORE WORK FROM THE PRINCIPAL OWNER, AND OUR TRAVELING SCHEDULE. AGAIN, MORE UPDATES WILL FOLLOW, AS THEY APPEARE
DIVISION 3: CONSTRUCTION: RESIDENTIAL, COMMERCIAL & GOVERNMENTAL AFFAIRS THIS MAY BE OUR MOST EXCITING AND "WORK-EXTENSIVE" PROJECT YET. WE ARE IN THE PROCESS, WITH OUR NEW PARTNERSHIP OF "CERTIFYING" DANSEL,DBA, AS A GENERAL CONTRACTOR, WHICH WILL ENABLE US TO MOVE IN QUICKLY INTO THIS VERY EXPANSIVE APPROACH. AGAIN, WE WILL KEEP YOU INFORMED AS MORE DEVELOPMENTS EVOLVE.
THANK YOU.
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VISIT THE NATIONAL EMERGENCY WEB-SITE: national-emergency-email system (click here to read all about it!)
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**DANSEL CONSULTING SUPPORTS OUR TROOPS IN HARMS WAY, AND EVERYWHERE THEY SERVE WITH HONOR, AND WE "HONOR" THEM FOR THEIR UNSELFISH SERVICE TO OUR NATION IN KEEPING US SAFE, AND PROTECTING OUR FREEDOM! AS A FORMER MARINE, A CONSTANT CONTRIBUTOR TO THE MARINE CORP ASSOCIATION TO BENEFIT "OUR FALLEN HEROES". AND NOW, MY SECOND GENERATION SON, SERVING PROUDLY IN THE U.S. ARMY WITH AN ELITE SPECIAL FORCES MP UNIT. MAY GOD BLESS AMERICA, AND KEEP OUR BRAVE MEN AND WOMEN SAFE!
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*NEW CONSULTING FEE ADDED TO OUR SERVICES: ALTHOUGH WE HAVE TRIED OUR BEST TO KEEP OUR "COSTS DOWN" EFFECTIVE APRIL 1ST, A MINISCULE $10.00 CONSULTING FEE HAS BEEN ADDED FOR ALL "NEW CONSULTATION(S) REGARDING NEW SERVICES. THE MAIN REASON IS "THAT MY TIME IS VALUABLE & OUR RESOURCES COST US MONEY". MANY TIMES WE SPENT COUNTLESS HOURS WITH A CLIENT, ONLY TO REALIZE LATER THAT THEY HAVE NOT "ADOPTED OUR SERVICES". FOR YOUR CONVEINIENCE THIS SMALL FEE INCLUDES UNLIMITED CONSULTING TIME, ALL MATERIAL(S) PROVIDED, & ANY AND ALL PRINTING PAGES, UP TO 10 PAGES.
* PROFESSIONAL CONSULTANT SERVICES *
**COMPANY MISSION STATEMENT**
WE OFFER AN ARRAY OF PROFESSIONAL CONSULTING SERVICES, AT AN EXTREMELY AFFORDABLE PRICE. WE ARE HONEST, STRAIGHT FORWARD, AND ALL INITIAL CONSULTATIONS ARE FREE. WE TAKE GREAT PRIDE IN PROTECTING EACH AND EVERY CUSTOMER'S CONFIDENTIALITY, AND WILL NEVER SHARE YOUR INFORMATION WITH ANYONE. WE DO A GREAT DEAL OF COMMUNITY SERVICE, AND WE ARE PROUD TO SAY, THAT WE HAVE NEVER TURNED ANYONE AWAY "IN NEED" FOR AN INABILITY TO PAY. HOW MANY BUSINESSES DO YOU KNOW THAT CAN CLAIM THAT? WE HAVE AND MAINTAIN BY PERMISSION, A LARGE CUSTOMER REFFERAL LIST, WHO HAVE USED OUR SERVICES, AND YOU WILL BE AMAZED AT THEIR RESULTS. WE CAN ALWAYS SET UP ARRANGEMENTS THAT WILL FIT, AND HELP YOU, BUT WE WILL NEVER TURN YOU AWAY, "WHEN YOU REALLY NEED SOMEONE TO STAND UP FOR YOU"! WE ARE PROFESSIONAL CONSULTANTS!!, CARING AND STANDING UP FOR THE "LITTLE GUY". WE DO NOT WORK MONDAY TO FRIDAY!, WE WILL MAKE TIME FOR YOU, OUR VALUED CLIENT, EVEN IF IT'S ON A SUNDAY, AT NIGHT, OR ANYTIME.UNLIKE OTHERS, WE UNDERSTAND HOW HARD YOU WORK, AND AS A RETIRED FEDERAL OFFICER, WHO WORKED MANY A NIGHTS, I SYMPATHIZED WITH IRREGULAR SCHEDULES. "WE ARE DEDICATED AND ARE ABOUT, HELPING PEOPLE, WHEN NO ONE ELSE WILL.WE TAKE ON THE HARDEST OF SITUATIONS AND CIRCUMSTANCES, WHEN MANY OTHER SIMILAR FIRMS WILL TURN YOU AWAY. CARING PROFESSIONALS, WITH A ZEST AND DEDICATION FOR WHAT WE DO EVERYDAY.ALL YOU HAVE TO DO IS CHECK OUR REFERENCES OF CLIENTS, AND THEIR RESULTS.
*WE DO HAVE AND MAINTAIN A LIST OF ATTORNEY REFERALS, SHOULD YOUR SITUATION WARRANTS ONE, OR SHOULD YOU DESIRE ONE.
MISSION STATEMENT: DANSEL CONSULTING SERVICES WORKS WITHIN THE HIGHEST ETHICAL STANDARDS WITH EACH AND EVERY CUSTOMER THAT ENTERS THROUGH OUR OFFICE. WE WILL NEVER COMPROMISE OUR CORE VALUES, TO GENERATE ANY INCOME. WE WORK AND HOLD OURSELVES WITHIN THE STRICTEST INTERPRETATION(S) OF THE LAWS. WE EXPECT THE SAME FROM OUR CUSTOMERS, AND RESERVE THE RIGHT TO TERMINATE ANY WORK ON BEHALF OF ANY CUSTOMER, IF YOU ARE FOUND TO BE LESS THAN DISHONEST IN ANY DISCLOSURE, WHILE WE ARE ATTEMPTING TO HELP YOU. WHEN IT DEALS WITH ANY CREDIT WORK, WE DO NOT ATTEMPT TO CHALLENGE, OR REMOVE ANY VALID ENTRY ON YOUR REPORT. NO ONE CAN LEGALLY REMOVE A BANKRUPTCY, A JUDGMENT, OR SET UP A “NEW IDENTITY” FOR YOU. THIS IS A SERIOUS CRIME, AND WE ARE NOT ONE OF THOSE “SCAM CREDIT-REPAIR” AGENCIES THAT ARE A DIME A DOZENS. WE GUIDE YOU WITH “CREDIT REHABILITATION”, AND HELP YOU TO RE-THINK AND MAKE LIFESTYLE CHANGES TO BETTER HELP YOU WITH YOUR PARTICULAR SITUATION. WE ALSO GIVE YOU A “SATISFACTION GUARANTEE
“WE DO NOT GIVE LEGAL ADVICE UNDER ANY CIRCUMSTANCES, IN ANY MATTER. WE ARE NOT ATTORNEYS, CAN NOT GIVE LEGAL ADVICE, OR RECEIVE COMPENSATION PER FLORIDALAW FOR LEGAL ADVICE. THE UNAUTHORIZED PRACTICE OF LAW IS A SERIOUS CRIME, AND AS BOTH NOTARY SERVICES, AND FREELANCE PARALEGAL, WE WILL NEVER ENGAGE IN SUCH PRACTICE, AND WILL IMMEDIATELY TERMINATE ANY CONSULTATION FOR THE “MERE APPEARANCE” SHOULD YOUR SITUATION WARRANT “AN ATTORNEY” OR WISH TO CONSULT ONE, DANSEL CONSULTING SERVICES CAN RECOMMEND ONE.
“ AS PROFESSIONAL CONSULTANTS” WITH MANY YEARS OF EXPERIENCE, WE GIVE YOU OUR EXPERTISE IN PROFESSIONAL LETTER WRITING, FORMULATING RESUMES, SMALL BUSINESS CONSULTING, PROPERTY INSPECTIONS, CONSUMER ADVOCATE CONSULTANT, ABLE TO CHECK READILY AVAILABLE “PUBLIC INFORMATION”, AND ABLE TO WORK AND TROUBLESHOOT YOUR COMPUTER. AS A “SECURITY CONSULTANT” I AM ABLE TO DO SITE ASSESSMENTS, MAKE RECOMMENDATIONS FOR PROPER EQUIPMENT(S) LIGHTING, ECT, TO GOV. STANDARDS.
CORE VALUES:TREAT EACH CUSTOMER WITH RESPECT, CONFIDENTIALITY, AND GUARANTY YOUR SATISFACTION.
WORK WITHIN THE HIGHEST ETHICAL CONDUCT, NEVER COMPROMISING EACH AND EVERY SINGLE DETAIL TO THE LAW, REGULATION, AND EXPECT THE SAME FROM EACH AND EVERY CUSTOMER. TRY TO WORK WITH EVERYONE “IN NEED”, AND NEVER TURN ANYONE AWAY, FOR THE INABILITY TO PAY!TRY TO FIND ANOTHER BUSINESS WITH THOSE VALUES!
TRY TO FIND HONEST AND “UNBIASED” SOLUTIONS TO YOUR PARTICULAR PROBLEM(S), WHICH WILL NEVER BE REVENUE DRIVEN. IF WE ARE UNABLE TO HELP YOU, WE WILL TRY TO FIND SOMEONE WHO CAN, OR GUIDE YOU IN THE RIGHT DIRECTION.
OUR GUARANTEE: WE WILL WORK WITH YOU AND HELP YOU MAKE PAYMENT ARRANGEMENT(S) WITH US. WE CALL THIS “FLEX-PAY”. WE WILL WORK DILIGENTLY ON ANY PROJECT UNTIL YOU ARE SATISFIED. “ONCE A CUSTOMER, ALWAYS A CUSTOMER”, THAT IS OUR MOTTO, AND WE ARE ALWAYS AVAILABLE TO EVERYONE WHO USES OUR SERVICES TO ANSWER QUESTIONS, AND TAKE THEIR CALLS @ “NO CHARGE”. WE ARE NOT IN THE “COLLECTION BUSINESS”, MANY HAVE TAKEN ADVANTAGE OF OUR DESIRE TO HELP THOSE “IN NEED”. WE WILL NOT COMPROMISE OUR DESIRE TO GENUINELY HELP THOSE WHO ARE IN NEED, BECAUSE OF A “FEW”, WHO WISH TO ABUSE OUR SYSTEM, AND WE WILL CONTINUE TO CONTRIBUTE TO OUR COMMUNITY.
**MENU OF SERVICES OFFERED AND NAVIGATION OF WEBSITE**(please navigate pages by "clicking on page numbers on top of this page, "THE HOME PAGE"****
* CERTIFIFIED SIGNING AGENT SERVICE (PAGE 1)
* PROFESSIONAL NOTARIAL SERVICES (PAGE 1)
* CONSUMER ADVOCATE CONSULTANT SERVICES (PAGE 1)
* IDENTITY THEFT "RESOLVER & CREDIT AUDITER (PAGE 1)
* "CREDIT REHABILITATION CONSULTATNT ( PAGE 1)
* CREDIT REHABILITATION & REVIEW PROGRAM (PAGE 1)
* FREELANCE DOCUMENT "FILL IN" SERVICE (PAGE 2)
* PROPERTY SITE INSPECTIONS (PAGE 2)
* SECURITY & RISK ASSESSMENT CONSULTING (PAGE 2)
for condominium & apartment housing projects: in-deph "analysis" report, including recent "land-mark cases", to help protect your Association, complex, from costly litigation, liability, & expensive Insurance. Let us assess your "grounds & property" & help you advert a potential tragedy. many have used our reports to "lower their "Liability Insurance Premiums". "Factual data with deficiency & case law cited & reserched. No "other Consultant" is more throurough is preparing and assessing this very important issue to Management & Board of Directors of Associations & Apartment Complexes. Conducted by "retired Federal Officer
* SMALL BUSINESS CONSULTANT (PAGE 2)
* TAX PREPARATION SERVICE (SEASONAL) (PAGE 2)
* "JOB TAGET" RESUME SERVICE/BUSINESS LETTERS/
* PROFESSIONAL WRITING CONSULTANT (PAGE 2)
* MULTI-LINGUAL INTERPRETING SERVICE ( PAGE 2)
* LANDLORD-TENNANT CREDIT/BACKGROUND CONSULTING
REPORTS (INSURE YOU RENT YOUR PROPERTY TO THE RIGHT TENNANTS (PAGE 2)
* FINGER-PRINTING SERVICES FOR CORPORATE ( PAGE 2)
HUMAN RESOURCES BACKGROUND CHECKS.
* 3RD PARTY CONSUMER COLLECTION SERVICES (PAGE 2)
*"SECURITY TRAVEL CONSULTING (PAGE 2)
*WEB-SITE CONTRUCTION & MAINTENANCE (PAGE 2)
*PROPERTY INSPECTIONS, DEBREY REMOVAL, FORECLOSURE SPECIALIALIST (PAGE 3)
* RESUME OF EXPERIENCE ( PAGE 3)
* MEMBER OF ASSOCIATIONS ( PAGE 3)
* LINKS OF INTERESTS ( PAGE 4)
* STRATEGIC ACTION, LLC PAGE! PAGE 4
**COMMERCIAL RECIPROCAL LINK PAGE ( PAGE5) VISIT OUR PARTNERS, BUSINESS INTEREST(S), AND LINKS THAT MAY BE OF GREAT USE AND PERSONAL SERVICE TO YOU!!
*CUSTOMER TESTIMONIALS (PAGE 6)
*VISITE NUESTRA PAGINA EN ESPANOL!! (PAGINA 7)
* OUR PICTURE PAGE:VISIT & MEET SOME PICS OF INTEREST (PAGE 8)
* CERTIFIED SIGNING AGENT(S):FOR ALL YOUR REAL ESTATE CLOSING TRANSACTIONS. MOBILE, CONVIENIENT, EXPERIENCE, AND CERTIFIED BY THE NATIONAL NOTARY ASSOCIATION. BACKGROUND SCREENED, BANKING & MORTGAGE EXPERIENCE.CLOSINGS PERFORMED @ YOUR LOCATION OR AT OUR COMFORTABLE OFFICE. WITH PRIVATE CONFERENCE ROOM AVAILABLE, OR AFTER HOUR SERVICE OR AT ANY CUSTOMER'S LOCATION.
*REFERENCE EXPERIENCE: FORMER BANKING/ LOSS MITIGATION & MORTGAGE FRAUD INVESTIGATOR. CONDUCTS WORK FOR THE LARGEST SIGNING COMPANIES: LANDAMERICA, SETTLEMENT CORP. (VIP ACCOUNT WITH SMITH-BARNEY), ON-SITE CLOSER FOR HOUSE HOLD FINANCE, SUNSHINE SIGNING COMPANY, ONE-STOP SIGNING, AND A HOST OF CONSTANT REFERRALS. ERROR& OMMISSION INSURANCE/BONDED/ ALL WORK GUARANTEED. ALL CLOSING ARE PERFORMED IN "SUIT & TIE" (NO EXCEPTIONS), AND ARE ALWAYS DONE WITH THE OUTMOST OF PROFFESIONAL AND REPRESENTATIVE OF YOUR FIRM.
PROFESSIONAL NOTARIAL SERVICES: NOT ALL NOTARIES ARE THE SAME. GO WITH EXPERIENCE, CERTIFIED & EDUCATED THROUGH THE NATION'S RECOGNIZED LEADER IN NOTARIAL EDUCATION:" THE NATIONAL NOTARY ASSOCIATION" AVAILABLE FOR "MOBILE" NOTARY ASSIGNMENTS.
**Per Florida Law, I am not a Licensed Attorney, Licensed to practice law in the State of Florida, and may not give legal advise on any matter, or accept fees for legal advise.
CONSUMER ADVOCATE CONSULTANT: HAVE A CONSUMER PROBLEM? LET US INTERVENE, INVESTIGATE,AND WORK ON YOUR BEHALF. EXPERIENCE IN DEALING WITH ALL THE MULTITUDE OF STATE AND FEDERAL CONSUMER AGENCIES.WILL CONDUCT RESERCH ON YOUR DISPUTE, FILE ALL APPROPRIATE COMPLAINTS, WRITE ALL APPROPRIATE LETTERS, AND ATTEMPT TO MEDIATE AND RESOLVE YOUR ISSUE. MANY REFERENCES AVAILABLE. AN EXCELLENT SUCCESS RATE!
*"IDENTITY THEFT RESOLVER"SECURITY AUDITOR : YOU ARE NOT ALONE, A SERIOUS AND GROWING CRIME IN AMERICA! LET US ASSIST YOU FROM START TO FINISH, SPECILIZING IN WORKING WITH ALL RELEVANT AGENCIES. LET US REVIEW YOUR CREDIT ISSUES, WITHIN THE LAW, AND ASSIST YOU IN RESOLVING & AUDITING YOUR CREDIT PROFILE, "IF YOU HAVE BEEN A VICTIM OF IDENTITY THEFT".EXPERIENCE IN WORKING WITH THE FTC & AND HANDLING ALL THE REQUIRED DOCUMENTS THAT YOU WILL NEED. "CREDIT AGENCIES & CREDITORS" PLACE THE BURDEN OF PROOF, ON THE CONSUMER!, WHICH MEANS, THAT YOU MUST PROVE TO THEM "THAT IT WAS NOT YOU" WHO COMMITTED THE MANY UNAUTHORIZED CHARGES", OPEN ACCOUNTS, AND USED YOUR GOOD NAME TO DO "HORRIBLE DEEDS". THE EFFECT & EXPERIENCE CAN BE A NIGHTMARE! WE HAVE THE EXPERIENCE TO HELP YOU GET THROUGHT THIS @ A VERY REASONABLE PRICE! (saving you money & headaches!)
"CREDIT REHABILITATION & COUSELING CONSULTING": CORRECTING, REMOVING ERRONEOUS ENTRIES, AND IMPROVING YOUR SCORE! MANY HAPPY CUSTOMERS & REFERENCES. DONT FALL "A DOUBLE VICTIM" BY USING ONE OF THE MANY SO CALLED "CREDIT-REPAIR" AGENCIES, WHERE ALL YOU WILL LEAVE IS YOUR POCKEBOOK! COME SEE WHAT A DIFFERENCE WE MAKE, INCLUDING ALL CONSUMER PUBLICATIONS MADE AVAILABLE TO YOU! WE DO NOT REMOVE BANKRUPTIES, JUDGMENTS, LEGAL ENTRIES, OR GIVE YOU A "NEW CREDIT IDENTITY" LIKE YOU HEAR FROM ALL THESE "CREDIT REPAIR" SCAMS. WE FOLLOW TITLE IV, OF THE FEDERAL TRADE COMMISSION, AND OUR PROGRAM IS GEARED TOWARDS "CREDIT REHABILITATION" & LIFESTYLE CHANGES, WHICH INCORPORATES INSURING YOUR ENTRIES ARE ACCURATE, & YOU HAVE NOT BEEN A VICTIM OF IDENTITY THEFT, AND COUNSEL YOU TO MAKE CHANGES IN "HOW YOU USE YOUR CREDIT" TO A BETTER LIFESTYLE, LONG-TERM SUCCESS. WE HAVE MANY SUCCESS STORIES, ALL AT A MINIMAL FRACTION OF THE COST OF THESE AGENCIES THAT LEAVE YOU WITH NOTHING, BUT "TROUBLE". (dont be scammed by these "credit doctors" )